Terms and Conditions of Use

This User Agreement applies to “Users”, “Customers”, and “Clients” (or “You”) who register, order, subscribe, access, download, install, use and/or interact with in any way the Services (including but not limited to this website, Ask-Socrates.com). By accessing this website (Ask-Socrates.com), You are agreeing that You have read, and agree to be legally bound by this User Agreement, and you will comply with all applicable worldwide laws, codes, and regulations related to the Services, and related to investing, trading, securities, and otherwise, including but not limited to any reporting requirements to all applicable government and regulatory agencies and authorities worldwide. If You do not agree with any of these terms, You are prohibited from using or accessing the Services, including this website. The Services are protected by applicable copyright and trademark law.This User Agreement shall commence upon Your first acceptance of the terms and conditions of use during registration of Your Account for any or all of the Services, whether provided to You in digital or physical form as a limited trial version, as a fully or partially paid version, or any in any other form or version.Your use of any or all of the Services, whether temporary or not, whether paid for or not, is considered acceptance and enforceability of this User Agreement in its entirety. By clicking / checking the “I agree” box or button (or as otherwise similarly stated or presented by the Company) at the time of sign up, registering and/or purchasing of Your Account to access some or all of the Services, You will be signing this User Agreement with a binding electronic signature, and You acknowledge that You have read and understood the entire list of terms and conditions detailed in this User Agreement and that You understand the responsibilities and obligations this User Agreement places on You, and that You agree to be legally bound by all the terms and conditions of this User Agreement.Please note:The Company reserves the right at any time, and for any reason, or no reason in its full discretion, to charge or change the fees it charges for Your User License (as described in Section 2 of this User Agreement) to access any or all of the Services (be it recurring membership or subscription fees, one-time fees, or any other fees, collectively the “Fees”). Furthermore, the Company reserves the right to apply any such Fees or change in Fees at the time of the next applicable billing period for the renewal / continuation of Your User License (and related membership / subscription / access) to the Services.Any Fees you have agreed to pay that are on a recurring or periodic schedule will continue until canceled or terminated as provided herein. Unless You notify the Company that You wish to cancel your membership / subscription / access to the Services, or the Company decides to (a) terminate Your membership / subscription / access to the Services, or (b) cancel any or all of the applicable Services You or others may have a membership / subscription / access to, We will automatically renew Your User License (and related membership / subscription / access) and bill you accordingly so long as We continue to offer the applicable Services.Both You and the Company may cancel Your Account or related membership / subscription / access to the Services at any time, for any reason, or no reason. The Company may also cancel any or all of the Services, available in any form or version, without notice to You or others. Upon termination by either You or the Company, the Company will cancel any future applicable recurring Fees You may have on the date of expiration or termination. Furthermore, if you fail to comply with any term or condition of this User Agreement, your User License shall automatically terminate.We may amend or change this User Agreement at any time without notice by posting a revised version on Our Website. The revised version will be effective at the time We post it. By continued membership / subscription / access or use of the Services You are agreeing to be legally bound by the then-current version of the User Agreement.

In consideration for Fees paid by You for membership / subscription / access to any or all of the Services, and/or for other good and valuable consideration, the Company grants You a single, non-exclusive, non-transferable, non-sublicensable, revocable and limited license to access and use (including download and/or print, as permissible by the Company) the Services solely for Your personal, non-commercial use (the “User License”). This User License is not a transfer of title, and under this Use License You may not:

1. use, copy, modify or transfer the Services or related information or materials, in whole or in part, including screen shots, except as provided in this User Agreement;
2. use any of the information, materials, data or otherwise made available via the Services for any commercial purpose, or for any public display (commercial or non-commercial);
3. adapt, alter, or create derivative works based on the Services or related information or materials;
4. decompile or reverse engineer any software or information, materials, data or otherwise made available via the Services, including this website (Ask-Socrates.com);
5. obscure, alter, replace, or remove any copyright, trademark, or other intellectual property notations from any of the Services or related information or materials;
6. transfer the information, materials, data or otherwise made available via the Services to another person or “mirror” the materials on any other computer, server or device;
7. sell, rent, lend, provide, or lease the Services, its related information, materials, data or otherwise, including Your Account, to or from another party;
8. imply, directly or indirectly, that the Company provides, endorses, sponsors, certifies, is connected with, is related to, is affiliated with, or approves any of your conduct or content, websites, products, or services in any capacity;
9. solicit business, payments, investments from any of the Company’s Customers using or referencing in any way the Company’s name or Services; or
10. solicit or use copies or access to any portion of the Services through another User’s Account.

THE SERVICES, INCLUDING USE OF AND/OR LINKS TO THIRD-PARTY WEBSITE, PRODUCTS AND SERVICES ARE PROVIDED “AS-IS”. THE SERVICES ARE COMPRISED OF PROPRIETARY COMPUTER SYSTEMS AND ANALYSIS. ALL CONTENTS AND RECOMMENDATIONS CONTAINED IN THE SERVICES ARE BASED ON DATA AND SOURCES BELIEVED TO BE RELIABLE, BUT ACCURACY AND COMPLETENESS CANNOT BE GUARANTEED. ALL SERVICES AND RELATED INFORMATION, MATERIALS, DATA, OR ANY OTHER CONTENT, RESOURCES, GRAPHICS, LINKS OR COMMUNICATIONS PROVIDED BY THE COMPANY ARE FOR INFORMATIONAL, EDUCATIONAL, AND/OR ENTERTAINMENT PURPOSES ONLY AND ALLOW YOU TO EVALUATE, OR TO MAKE INDEPENDENT DECISIONS CONCERNING, INVESTMENT AND TRADING STRATEGIES. IN PARTICULAR, YOU AGREE THAT THE COMPANY, IN PROVIDING THE SERVICES, HAS NOT ACTED AND IS NOT ACTING AS YOUR FIDUCIARY OR PROVIDED (OR HELD ITSELF OUT AS PROVIDING) ADVICE RESPECTING PARTICULAR INVESTMENT OR TRADING DECISIONS, AND THAT THE SERVICES SHALL NOT SERVE AS THE PRIMARY OR SOLE BASIS FOR ANY INVESTMENT OR TRADING DECISION MADE BY YOU. SPECIFICALLY, NOTHING IN THE SERVICES, INCLUDING THE COMPANY’S WEBSITE OR COMMUNICATIONS, IS A RECOMMENDATION, ADVICE, OR SOLICITATION TO BUY, SELL OR HOLD STOCKS, SECURITIES, BONDS, FUTURES OR OTHER INVESTMENTS OR FINANCIAL INSTRUMENTS. YOU SHOULD NOT CONSTRUE ANY OF THE SERVICES OR RELATED INFORMATION, MATERIALS, DATA, OR OTHER CONTENT, RESOURCES, GRAPHICS, LINKS OR COMMUNICATIONS PROVIDED BY THE COMPANY AS LEGAL, TAX, INVESTMENT, FINANCIAL OR OTHER ADVICE.THE COMPANY REPRESENTATIVES ARE NOT AUTHORIZED, TRAINED OR PERMITTED TO PROVIDE INVESTMENT OR TRADING ADVICE OR TO SOLICIT ORDERS OR INVESTMENTS. THE COMPANY IS NOT RESPONSIBLE FOR ANY ACTIONS TAKEN BY YOU OR ANY USER OR THIRD-PARTY AS A RESULT OF ANY INVESTMENT OR TRADING INFORMATION OR ADVICE PROVIDED VIA THE SERVICES OR A COMPANY REPRESENTATIVE, EMPLOYEE, AGENT OR PARTNER AS A RESULT OF COMMUNICATIONS FROM OR TO YOU VIA EMAIL, TELEPHONE OR OTHERWISE, AND SUCH INFORMATION OR ADVICE RECEIVED BY YOU SHOULD NOT BE RELIED UPON OR CONSIDERED ACCURATE FOR ANY REASON.YOU AGREE THERE ARE RISKS INVOLVED IN IMPLEMENTING INVESTMENT AND TRADING STRATEGIES. YOU AGREE THAT FUTURE RESULTS MAY NOT BE PROFITABLE OR EQUAL TO REPRESENTATIONS OF PAST PERFORMANCE WHETHER REAL, INDICATED OR IMPLIED. IN ADDITION, YOU ACKNOWLEDGE THAT DETRIMENTAL FINANCIAL RESULTS MAY OCCUR THROUGH USE OF THE SERVICES AND ACCEPT ALL FINANCIAL CONSEQUENCES RESULTING FROM SUCH USE OF THE SERVICES. YOU ALONE ASSUME SOLE RESPONSIBILITY FOR ANY INVESTMENT OR TRADING DECISIONS YOU MAKE BASED ON THE SERVICES AND RELATED INFORMATION, MATERIALS, DATA, OR ANY OTHER CONTENT, RESOURCES, GRAPHICS, LINKS, COMMUNICATIONS OR OTHER PRODUCTS AND SERVICES PROVIDED BY THE COMPANY, ITS DIRECTORS, AFFILIATES, REPRESENTATIVES, EMPLOYEES, AGENTS OR PARTNERS. THE COMPANY, ITS DIRECTORS, AFFILIATES, REPRESENTATIVES, EMPLOYEES, AGENTS, AND PARTNERS ARE NOT RESPONSIBLE FOR ANY LOSSES YOU MAY INCUR AND YOU AGREE NOT TO HOLD THE COMPANY, ITS DIRECTORS, AFFILIATES, REPRESENTATIVES, EMPLOYEES, AGENTS, OR PARTNERS LIABLE OR RESPONSIBLE FOR ANY POSSIBLE CLAIM FOR DAMAGES ARISING FROM ANY DECISION YOU MAKE BASED ON THE SERVICES, OR RELATED INFORMATION, MATERIALS, DATA, OR ANY OTHER CONTENT, RESOURCES, GRAPHICS, LINKS, COMMUNICATIONS OR OTHER PRODUCTS AND SERVICES MADE AVAILABLE TO YOU BY THE COMPANY, ITS DIRECTORS, AFFILIATES, EMPLOYEES, REPRESENTATIVES, AGENTS OR PARTNERS, EVEN IF WE ARE SOLELY NEGLIGENT.YOU ACKNOWLEDGE THAT YOU ARE RESPONSIBLE FOR PROCURING ALL EQUIPMENT, CONNECTIONS AND OTHER SOFTWARE AND/OR HARDWARE PRODUCTS WHICH MAY BE NECESSARY FOR YOUR ACCESS AND/OR USE OF THE SERVICES AND THAT YOU ARE SOLELY RESPONSIBLE FOR YOUR USE OF THE FOREGOING. IN ADDITION, YOU ARE SOLELY RESPONSIBLE FOR PROTECTING YOUR DATA AND YOUR ACCOUNT AND FOR ENSURING THAT YOUR ACCOUNT IS APPROPRIATELY SECURED, AND YOUR DATA IS APPROPRIATELY SECURED AND BACKED UP.THE COMPANY DOES NOT AND CANNOT CONTROL THE FLOW OF DATA TO OR FROM ANY NETWORK. SUCH FLOW DEPENDS IN LARGE PART ON THE PERFORMANCE OF INTERNET PROVIDED BY OR CONTROLLED BY THIRD PARTIES. ACTIONS OR INACTIONS OF SUCH THIRD PARTIES OR OTHER PERSONS CAN IMPAIR OR DISRUPT CONNECTIONS TO THE INTERNET (OR PORTIONS THEREOF) – INCLUDING THIRD-PARTY PRODUCTS AND SERVICES USED BY THE COMPANY FOR USE IN CONJUNCTION WITH THE COMPANY’S SERVICES. THE COMPANY SHALL HAVE NO RESPONSIBILITY OR LIABILITY WITH RESPECT TO ANY LOSS OF A DATA CONNECTION OR ANY FAILURE OF A TRANSACTION DUE TO ANY SUCH LOSS OF A DATA CONNECTION. ACCORDINGLY, THE COMPANY DISCLAIMS ANY AND ALL LIABILITY RESULTING FROM OR RELATED TO SUCH EVENTS.NO ACCESS TO OR USE OF ANY OR ALL OF THE SERVICES, OR RELATED INFORMATION, MATERIALS, DATA, OR ANY OTHER CONTENT, RESOURCES, GRAPHICS, LINKS OR COMMUNICATIONS OR ANY OTHER PRODUCTS AND SERVICES MADE AVAILABLE BY THE COMPANY IS AUTHORIZED HEREUNDER EXCEPT UNDER THESE DISCLAIMERS AND THE ACCEPTANCE OF THIS USER AGREEMENT IN ITS ENTIRETY.

WHILE THE COMPANY REPRESENTS THAT, IN ITS SOLE DISCRETION, IT HAS TAKEN REASONABLE PRECAUTION TO ENSURE THE SECURITY AND VIABILITY OF THE SERVICES AND ITS RELATED INFORMATION, MATERIALS AND DATA, INCLUDING USER ACCOUNTS, THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES TO YOU OR OTHER USERS OF THE SERVICES TO THIS EFFECT. THE COMPANY DISCLAIMS ANY AND ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR SUITABILITY, OR NON-INFRINGEMENT OF THE SERVICES OR RELATED INFORMATION, MATERIALS, DATA, AND ANY RELATED PRODUCTS AND SERVICES AND ANY WARRANTY COVERAGE FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THE SERVICES OR ANY RELATED PRODUCTS AND SERVICES. THE COMPANY SPECIFICALLY DISCLAIMS WARRANTY COVERAGE FOR ANY INFORMATION, MATERIALS OR DATA PROVIDED THROUGH THE SERVICES OR RELATED PRODUCTS AND SERVICES. THE SERVICES AND INFORMATION, MATERIALS AND DATA, ALONG WITH ANY RELATED PRODUCTS AND SERVICES OR OTHERWISE AVAILABLE PURSUANT TO THIS USER AGREEMENT ARE ALL PROVIDED “AS IS.” YOU ARE ASSUMING TOTAL RESPONSIBILITY FOR YOUR USE OF THE SERVICES AND FOR ANY INVESTMENT OR TRADING LOSSES, OR LOSS OF PROFITS, GOODWILL, USE, DATA, AND FOR ALL OTHER INTANGIBLE LOSSES OF ANY KIND OR NATURE, REGARDLESS OF CAUSE. ANY WARRANTIES ARISING IN THE COURSE OF DEALING, USAGE OR TRADE PRACTICE ARE EXCLUDED. THE COMPANY DOES NOT WARRANT THAT YOUR ACCOUNT, THE SERVICES, ITS RELATED INFORMATION, MATERIALS OR DATA, OR ANY OTHER RELATED PRODUCTS AND SERVICES FROM THE COMPANY WILL BE UNINTERRUPTED, ERROR-FREE OR COMPLETELY SECURE.IN NO EVENT WILL THE COMPANY BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, INDIRECT, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES) FOR ANY TORT, CONTRACT OR ANY OTHER DAMAGE OR LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR RELIANCE ON THE SERVICES, INCLUDING BUT NOT LIMITED TO RELATED INFORMATION, MATERIALS, DATA OR THIS WEBSITE, OR RELATED PRODUCTS OR SERVICES PROVIDED BY THE COMPANY OR ITS DIRECTORS, EMPLOYEES, AGENTS OR AFFILIATES, EVEN IF WE ARE SOLELY NEGLIGENT. THE COMPANY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY, REGARDLESS OF THE FORM OF ACTION, AND EVEN IF THE COMPANY HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES, FOR ANY TRADING OR INVESTMENT LOSSES, OR LOSS OF PROFITS, GOODWILL, USE, DATA, OR FOR OTHER INTANGIBLE LOSSES, OR FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES WHATSOEVER, RESULTING FROM: (i) THE USE OF OR INABILITY TO USE THE SERVICES, INCLUDING THE INABILITY TO MAKE AN INVESTMENT OR TRADE, OR TO EXECUTE A FINANCIAL TRANSACTION AT A PARTICULAR PRICE, OR OTHERWISE IN CONNECTION WITH TRANSACTIONS IN ANY WAY DEEMED TO BE RELIANT OR BASED ON THE SERVICES; (ii) THE ACCURACY OF THE SERVICES, INCLUDING ANY INFORMATION, MATERIALS OR DATA RELATED TO OR PROVIDED IN ASSOCIATION WITH THE SERVICES, INCLUDING ANY ERRORS OR OMISSIONS CAUSED BY THE COMPANY’S OWN NEGLIGENCE; (iii) ANY INVESTMENT OR TRADING ADVICE PROVIDED BY THE COMPANY DIRECTORS, EMPLOYEES, AGENTS OR AFFILIATES; (iv) THE COST OF GETTING SUBSTITUTE PRODUCTS OR SERVICES RESULTING FROM ISSUES, ERRORS OR THE INABILITY TO USE ANY OF THE SERIVICES OR INFORMATION, MATERIALS, DATA OR OTHER RELATED PRODUCTS AND SERVICES PURCHASED OR OBTAINED FROM THE COMPANY; OR (v) FOR ANY OTHER CLAIM BY YOU OR ANOTHER PARTY RELATED TO THE SERVICES AND RELATED INFORMATION, MATERIALS, DATA OR ANY OTHER RELATED PRODUCTS OR SERVICES. YOU ASSUME THE ENTIRE RISK AS TO YOUR USE OF AND RELIANCE ON THE SERVICES AND RELATED INFORMATION, MATERIALS, DATA OR ON ANY OTHER RELATED PRODUCTS OR SERVICES, AND YOU ASSUME THE ENTIRE RISK AS TO THE USE, FAILURE AND LOSS OF ANY AND ALL DATA CONNECTIONS. IT IS YOUR RESPONSIBILITY TO DETERMINE THAT THE SERVICES SUFFICIENTLY MEET YOUR REQUIREMENTS. YOU HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION AGAINST THE COMPANY FOR BREACH OF CONTRACT, BREACH OF WARRANTY, OR NEGLIGENCE, RELATED TO THE SERVICES, AND RELATED INFORMATINO, MATERIALS, DATA OR ANY OTHER RELATED PRODUCTS OR SERVICES.ALTHOUGH THE COMPANY TRIES TO PROVIDE ACCURATE AND TIMELY INFORMATION THROUGH ITS SERVICES, INCLUDING ON ITS WEBSITES, COMMUNICATIONS, SOCIAL MEDIA AND ELSWHERE, THERE MAY FROM TIME TO TIME BE INADVERTENT TECHNICAL OR FACTUAL INACCURACIES AND TYPOGRAPHICAL ERRORS, AS WELL AS DATA AND INFORMATIONAL ERRORS. THE COMPANY RESERVES THE RIGHT TO MAKE CHANGES AND CORRECTIONS AT ANY TIME TO ANY ERRORS, DELAYS, DISCREPENCIES OR OTHERWISE WITHOUT NOTICE OR LIABILITY TO YOU OR ANY THIRD PARTY. IN ADDITION, THE COMPANY MAY MAKE CHANGES TO THE SERVICES AT ANY TIME BUT MAKES NO COMMITMENT TO MAKE ANY SUCH UPDATES AT ANY TIME AS PART OF THE SERVICES. THE INFORMATION, MATERIALS, DATA, TEXT, GRAPHICS, LINKS, FUNCTIONALITY, WEBSITES, OR ANY OTHER CONTENT, ITEMS, GOODS, PRODUCTS OR SEVRICES PROVIDED THROUGH AND IN RELATION TO THE SERVICES, IS PROVIDED “AS-IS” AND “AS-AVAILABLE.” THE COMPANY DOES NOT REPRESENT, WARRANT OR GUARANTEE, AND HEREBY DISCLAIMS ALL LIABILITY FOR, AND SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER PARTY FOR YOUR RELIANCE ON, THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF THE SERVICES, INFORMATION, MATERIALS, DATA, TEXT, GRAPHICS, LINKS, FUNCTIONALITY, WEBSITES, OR ANY OTHER CONTENT, ITEMS, GOODS, PRODUCTS OR SEVRICES PROVIDED BY THE COMPANY. THE COMPANY EXPRESSLY DISCLAIMS ALL LIABILITY FOR, AND SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER PARTY FOR, ERRORS, INACCURACIES, UNRELIABILITY, OR OMISSIONS IN, OR THE MISUSE OR MISINTERPRETATION OF, OR ACTIONS TAKEN OR NOT TAKEN BASED ON THE SERVICES OR ANY INFORMATION, MATERIALS, DATA, TEXT, GRAPHICS, LINKS, FUNCTIONALITY, WEBSITES, OR ANY OTHER CONTENT, ITEMS, GOODS, PRODUCTS OR SEVRICES PROVIDED THROUGH AND IN RELATION TO THE SERVICES,PROVIDED BY THE COMPANY, EVEN IF THE RESULT OF OUR NEGLIGENCE.IN NO EVENT SHALL THE COMPANY LIABILITY UNDER THIS USER AGREEMENT, IF ANY, EXCEED THE FEES PAID BY YOU FOR THE SPECIFIC MEMBERSHIP AND/OR SUBSCRIPTION TERM (E.G. A GIVEN 30-DAY PERIOD) IN WHICH THE ALLEGED EVENT CREATING LIABILITY AROSE.

While the Company intends to hold Your Account and related information in confidence, You acknowledge and understand the Company may be requested or compelled by government and regulatory agencies or authorities to disclose some or all of this information. You hereby authorize the Company to disclose to any and all government and regulatory agencies or authorities of any kind, anywhere in the world, the information We have regarding Your Account and use of the Services without prior notice to You, and without liability to the Company or claims against the Company whatsoever for such disclosures.

The Services may include technical, typographical, or photographic errors. In accordance with Section 4 of this User Agreement, the Company does not warrant that any of the Services, including any related information, materials, data, content, or otherwise, made available via the Services (including this website, communications, social media or elsewhere), are accurate, complete, current, secure or error-free. We may make changes to the Services, including this website, at any time without notice. We do not, however, make any commitment to update the Services or related information, materials, data or any other related products and services.

The Company may use third-party providers of products and services (e.g. cloud infrastructure, payments systems, data services, among others), and may provide links or references to various third-party providers (including, but not limited to, those that the Company works with). The Company does not endorse or warrant the business, viability, content or practices of any of the third-party providers We work with, reference or provide internet links to. The Company has not reviewed all of the third-party websites that may be linked to from this website, or any other Company website, and is not responsible or liable in any way for the contents, practices or otherwise of any such third-party. Accessing and/or use of of any

The Company shall not be liable to You for any failure to perform under this User Agreement or for the failure of the Services or other Company products or services, if such failure results, whether directly or indirectly, from fire, explosion, strike, freight embargo, act of God, or of the public enemy, war, civil disturbance, terrorism, act of any government, de jure or de facto, or agency or official thereof, labor shortage, transportation contingencies, interruptions of power or communications, internet slowdowns or failures, unusually severe weather, default of manufacturer or a supplier as subcontractor, quarantine restrictions, epidemic, or catastrophe, or lack of timely instructions or essential information from the other party.

Any claim relating to the Company shall be governed by the laws of the state of Delaware without regard to its conflict of law provisions. Claims relating to User payments made directly to Princeton FZ LLC shall be governed by the laws of the United Arab of Emirates without regard to its conflict of law provisions.

The Company works with third-party payments providers to accept certain credit cards as forms of payment. All Services, unless otherwise stated on a case-by-case basis, are priced in US Dollars and all payments are to be made in US Dollars, unless otherwise defined (i.e. certain distribution or resell partners may be authorized to charge Users directly in other currencies; e.g. Princeton FZ LLC is an international partner charging payments when/where applicable in Arab Emirates Dirham).The Services are nonrefundable unless otherwise expressly stated in writing regarding the terms of use of such Service in a given case.

Your access to the Services may only be accessed by You personally and exclusively, via Your personal user name and password you set up when registering your account (“Account”). You agree to provide true, accurate, current and complete information about Yourself. You are solely responsible for ensuring that Your Account, user name and password is kept confidential and only used by You. You will be solely responsible for all acts or omissions of any person accessing the Services through Your Account, and all transmissions or transactions generated by the use of Your Account shall be deemed to have been authorized by You. You accept that it is Your responsibility to safe guard the confidentially of Your Account.The Company’s Privacy Policy for the Services are located and attached hereto at www.ask-socrates.com/help/privacypolicy and as may be amended from time to time, is incorporated herein by reference as if fully set forth herein. To the extent there is any contradiction between this User Agreement and the Privacy Policy, this User Agreement shall control.

You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, “Communications”) that the Company provides in connection with Your Account and Your use of the Services. Communications include:

• agreements and policies You agree to (e.g., the User Agreement and the Privacy Policy), including updates to these agreements or policies;
• transaction receipts or confirmations;
• Account statements and history;
• any other Account or transaction information.

We will provide these Communications to You, if/when applicable in the Company’s sole discretion, You by posting them on this website and/or by emailing them to You at the primary email address listed in Your Account. You may withdraw Your consent to receive Communications electronically by contacting us via the “Contact Us” page on this website.

It is Your responsibility to keep Your primary email address up to date so that the Company, can communicate with You electronically. You understand and agree that if the Company sends You an electronic Communication but You do not receive it because Your primary email address on file is incorrect, out of date, blocked by Your service provider, or You are otherwise unable to receive electronic Communications, the Company will be deemed to have provided the Communication to You.Please note that if You use a spam filter that blocks or re-routes emails from senders not listed in Your email address book, You must add the applicable email address from the Company to Your email address book so that You will be able to receive the Communications We send to You. If You are not sure what email address to add to Your email address book, please contact us via the “Contact Us” page on this website.You can update Your primary email address or street address at any time by logging into Your Account. If Your email address becomes invalid such that electronic Communications sent to You by the Company are returned, the Company may deem Your Account to be inactive, and You may not be able to access or conduct new transactions or activity using Your Account until We receive a valid, working primary email address from You.